When considering residential financing options, the first products that come to mind, for many, are 20 or 30-year-fixed mortgages.  And it’s with good reason—they’re stalwarts.  However, in the current climate, another lesser-known workhorse might deserve some extra consideration: the Adjustable-Rate Mortgage. Adjustable-rate mortgages (or ARMs) have made a comeback in popularity as interest rates continue